Wednesday, February 04, 2004
Well, what a week, real snow, but just enough to tempt the boy child into thinking he might be able to go sledging, but then it all disappeared by the weekend. I'm longing for a winter holiday. I went on a ski trip once, but due to a slipped disc the previous year, couldn't actually ski, but I still had a great time. Anyway, now the snow's all gone, and in it's place we have floods, but not round here though, the Irwell is generally OK, probably because it rains all the bloody time anyway. The other rivers are just soft part time efforts, the Irwell's well hard.
House purchase is on a pace, survey's done, money from the other house in is the bank, endowments are cashed in, and for the first time in a long time, we have no debts! Credit cards are totally paid off, no overdraft, no loans, and currently anyway, no mortgage (though that will change in a few weeks hopefully). Now we're trying to set up insurance and assurance in case of the worst. It's quite depressing finding out how bad a risk I am, having high blood pressure, back problems, both parents with diabetes and one dead of heart failure at 62. These people are professional gamblers - they know the odds better than anyway, and they're giving me very short odds indeeds.
We're even going to have enough over to buy a car - probably outright, so we've been round the Mitsubishi showrooms looking at Spacewagons - a beautiful car, and with enough room for us, the kids and grandparents, or alternatively, with all the seats out, ideal for trips to ikea and/or the tip. Group 12 motor insurance though, which is a bit hefty, and I have no no-claims bonus, being as how I've been living in Holland where you can cycle everywhere.
I'm looking forward to negotiating over the price of the car, after all those right car - wrong car programs where they drive the salesman down so much they're weeping, we've got cash after all. I've worked out all my lines, and I've found 3 places which have got the car I want, so I can be choosy.
Find the cheapest credit cards, loans and mortgages
House purchase is on a pace, survey's done, money from the other house in is the bank, endowments are cashed in, and for the first time in a long time, we have no debts! Credit cards are totally paid off, no overdraft, no loans, and currently anyway, no mortgage (though that will change in a few weeks hopefully). Now we're trying to set up insurance and assurance in case of the worst. It's quite depressing finding out how bad a risk I am, having high blood pressure, back problems, both parents with diabetes and one dead of heart failure at 62. These people are professional gamblers - they know the odds better than anyway, and they're giving me very short odds indeeds.
We're even going to have enough over to buy a car - probably outright, so we've been round the Mitsubishi showrooms looking at Spacewagons - a beautiful car, and with enough room for us, the kids and grandparents, or alternatively, with all the seats out, ideal for trips to ikea and/or the tip. Group 12 motor insurance though, which is a bit hefty, and I have no no-claims bonus, being as how I've been living in Holland where you can cycle everywhere.
I'm looking forward to negotiating over the price of the car, after all those right car - wrong car programs where they drive the salesman down so much they're weeping, we've got cash after all. I've worked out all my lines, and I've found 3 places which have got the car I want, so I can be choosy.
Find the cheapest credit cards, loans and mortgages
